How to Listen So People Speak: How to Speak So People Listen

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So, why Laybuy?
Deciding what to buy is hard, but paying for it doesn't have to be. Laybuy lets you receive the item now and spread the payment over 6 weekly automatic instalments. No interest, no fees*.
How Laybuy works.

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You're done.
Your items are on their way. Payments will be taken automatically each week.
What do you need?
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• To be over 18 years of age
• To be living in New Zealand
*The Important Bit
If you fail to make a payment, you may be charged a late payment fee of $10.
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